A few times a year I will get a call from a family to let me know that a loved-one has been seriously injured in an accident. They will ask me to investigate the accident, determine liability and find out what kind of insurance the at-fault driver has. And those few times I discover that the defendant has either no insurance or just the minimum required coverage. After learning this, what is even worse is that the injured party didn’t have health insurance or uninsured motorist coverage on their own car insurance policy. I have seen families left with hundreds of thousands in losses due to medical bills and wage loss. I have even seen families have to file bankruptcy as a result of an accident that they weren’t at fault in. My plea to you today is to buy Uninsured/Underinsured Motorist coverage and buy the Stacked form, not the Unstacked. And buy a lot, at least $200,000.00. Here is a great site for calculating how much insurance you should purchase http://www.carinsurance.com/Articles/content1.aspx . If you need help in determining what you currently have on your policy or help with selecting new coverages, please feel free to contact The Nashville Law Firm at 615-844-4034.
Coming off a post where I discussed what angered me, today is something that just makes my job totally worth doing. I have a wonderful client who is a hard-working, single mom with a grown-son with significant mobility and functional disabilities. She was in a terrible car accident a year ago and has been suffering with both her injuries and her inability to take care of her son as she did before the accident. Yesterday, we were able to hand her a large check that will not only help her get continued medical care for herself but also help her get the assistance she needs to take care of her son. It sounds great, but it wasn’t easy. The insurance company did what an insurance company does, take their time in paying and tried to pay as little as they could. But the evidence was overwhelming in my client’s favor and it became clear to the insurance company that they did not want to try this case in court.
If you are having difficulties with dealing with the insurance company and find that they aren’t cooperating, get an attorney! We would be honored to assist you with your claim for damages or injuries. Just contact us at 615-844-4034 or go to our website, The Nashville Law Firm. We are here to help!