The Nashville Law Firm, keeping you informed.

Consumer Law

But if you do sign it… Statements

Yesterday, I told you not to sign statements in personal injury accidents. But if you do sign a statement, make sure you read it and get a copy of it BEFORE you leave. I know this sounds like common sense, but it’s not. Most people are so shook up from the accident they forget to leave the accident scene with a copy of either the accident report or their statement. Having a copy ensures that you have the copy that was completed at the time you left the scene. I have seen statements altered after the victim leaves the accident scene and the only way we could prove it was altered was because my client had her own copy. This is short and to-the-point today, so again, don’t sign statements, but if you do GET A COPY! If you have any questions regarding statements or anything else you may have signed or may be asked to sign by an insurance company, The Nashville Law Firm is here to help. You can reach us at 615-844-4034 or on the web at www.thenashvillelawfirm.com.

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Don’t Sign It! – Medical Authorizations

For the first topic in a series that we will call “Don’t Sign It!”, we will focus on medical authorizations. You may be asking what is the harm in signing a medical authorization from your insurance company or the defendant’s insurance company after a car accident. The answer is, a lot! You will be giving the insurance company unlimited access to your medical history, many times including treatment for psychological disorders, therapy and counseling, sexual history and all other private and personal information. Much of this is irrelevant to your car accident case and the insurance company may try to use it against you. There are circumstances where it may be necessary to sign these. But if you don’t have an attorney, at least consult with one before signing any medical authorizations. We are here to help, The Nashville Law Firm, contact us at 615-844-4034 or on the web at www.thenashvillelawfirm.com .


Something on the Happier Side of Personal Injury

Coming off a post where I discussed what angered me, today is something that just makes my job totally worth doing. I have a wonderful client who is a hard-working, single mom with a grown-son with significant mobility and functional disabilities. She was in a terrible car accident a year ago and has been suffering with both her injuries and her inability to take care of her son as she did before the accident. Yesterday, we were able to hand her a large check that will not only help her get continued medical care for herself but also help her get the assistance she needs to take care of her son. It sounds great, but it wasn’t easy. The insurance company did what an insurance company does, take their time in paying and tried to pay as little as they could. But the evidence was overwhelming in my client’s favor and it became clear to the insurance company that they did not want to try this case in court.

If you are having difficulties with dealing with the insurance company and find that they aren’t cooperating, get an attorney! We would be honored to assist you with your claim for damages or injuries. Just contact us at 615-844-4034 or go to our website, The Nashville Law Firm. We are here to help!


Gov. Haslam Wants to Protect Businesses, Not Consumers

According to Richard Locker of The Commercial Appeal, Gov. Bill Haslam is proposing new restrictions to the Tennessee Consumer Protection Act, including a ban on class-action lawsuits, lower limits on noneconomic damage awards in personal injury cases and bans on punitive damages in certain situations.

The Tennessee Consumer Protection Act of 1977 was adopted “to protect consumers and legitimate business enterprises from those who engage in unfair or deceptive acts or practices in the conduct of any trade or commerce.”

State Rep. Mike Kernell, D-Memphis, disappointed with the Governor’s attempts to weaken the law stated that, “I have not heard of any complaints about it,” he said. “It’s not really been discussed so I don’t understand why it’s all of a sudden a problem. … It protects consumers and businesses from fly-by-night and fraudulent businesses.”

The governor’s legal counsel, Herbert Slatery, said the changes “fit within everything else: providing some clarity for business, including specified limits” on damage awards. “So many other states have done this and we want to be competitive,” he said.

Slatery said the new administration believes TCPA has been misused, a stance backed by the Tennessee Chamber of Commerce & Industry, which brought it to the governor’s attention.

What Mr. Slatery is forgetting are the Tennessee residents who the laws are set to protect. The Governor is more concerned with protecting big business than the consumer with this legislation. I encourage you to contact your local representative to tell him about your displeasure with this law.

Should you have any legal questions, contact The Nashville Law Firm, and we’d be happy to assist you.