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Auto Insurance

Don’t Sign It! – Statements

Continuing the series of things not to sign, our next focus is on Statements involving a personal injury case or slip and fall. You may have heard someone tell you not to put something in writing. This is important with letters, emails and even Facebook. Once you write it down, it becomes, many times, written in stone. Statements are included in this list. Immediately after an accident, typically an accident involving a premises type injury, the property owner or store manager will try to get a statement from you. It’s acceptable to inform them how the accident happened and if you are injured, but DO NOT sign anything, including a Statement. This is especially important if you haven’t written the statement yourself or if it is written in pencil. The statement may have been altered without your knowledge and now you’ve placed your signature at the bottom. These statements are never collected for your benefit. They are collected because after every accident the property owner has to act under the assumption that they are going to be sued and must protect themselves and the company. If you have any questions regarding statements or following up on an accident, injury or slip and fall where you may have had an accident, please contact The Nashville Law Firm at 615-844-4034 or find us on the web at . We are always here to provide a Free Consultation with a lawyer.


Don’t Sign It! – Medical Authorizations

For the first topic in a series that we will call “Don’t Sign It!”, we will focus on medical authorizations. You may be asking what is the harm in signing a medical authorization from your insurance company or the defendant’s insurance company after a car accident. The answer is, a lot! You will be giving the insurance company unlimited access to your medical history, many times including treatment for psychological disorders, therapy and counseling, sexual history and all other private and personal information. Much of this is irrelevant to your car accident case and the insurance company may try to use it against you. There are circumstances where it may be necessary to sign these. But if you don’t have an attorney, at least consult with one before signing any medical authorizations. We are here to help, The Nashville Law Firm, contact us at 615-844-4034 or on the web at .

Uninsured Motorist Coverage – Buy It!

A few times a year I will get a call from a family to let me know that a loved-one has been seriously injured in an accident. They will ask me to investigate the accident, determine liability and find out what kind of insurance the at-fault driver has. And those few times I discover that the defendant has either no insurance or just the minimum required coverage. After learning this, what is even worse is that the injured party didn’t have health insurance or uninsured motorist coverage on their own car insurance policy. I have seen families left with hundreds of thousands in losses due to medical bills and wage loss. I have even seen families have to file bankruptcy as a result of an accident that they weren’t at fault in. My plea to you today is to buy Uninsured/Underinsured Motorist coverage and buy the Stacked form, not the Unstacked. And buy a lot, at least $200,000.00. Here is a great site for calculating how much insurance you should purchase . If you need help in determining what you currently have on your policy or help with selecting new coverages, please feel free to contact The Nashville Law Firm at 615-844-4034.

Something on the Happier Side of Personal Injury

Coming off a post where I discussed what angered me, today is something that just makes my job totally worth doing. I have a wonderful client who is a hard-working, single mom with a grown-son with significant mobility and functional disabilities. She was in a terrible car accident a year ago and has been suffering with both her injuries and her inability to take care of her son as she did before the accident. Yesterday, we were able to hand her a large check that will not only help her get continued medical care for herself but also help her get the assistance she needs to take care of her son. It sounds great, but it wasn’t easy. The insurance company did what an insurance company does, take their time in paying and tried to pay as little as they could. But the evidence was overwhelming in my client’s favor and it became clear to the insurance company that they did not want to try this case in court.

If you are having difficulties with dealing with the insurance company and find that they aren’t cooperating, get an attorney! We would be honored to assist you with your claim for damages or injuries. Just contact us at 615-844-4034 or go to our website, The Nashville Law Firm. We are here to help!

The Part of My Job That Angers Me

Yesterday I received a call from a prospective client who informed me that both his daughter and granddaughter were injured in an automobile accident. You may be asking yourself, what’s unusual about that? This daughter and granddaughter were injured as the result of a drunk driver. The granddaughter is still in the hospital, after being there nearly a month. This drunk driver was going nearly 80 mph, in a 45 mph zone. He struck them head-on. It makes my skin boil! Even worse, this guys “buddies” claimed they tried to hide his keys from him. Nice job! A bunch of drunk guys hiding keys from another drunk. I’m guessing they held them in front of his face and told him that they were invisible now. Please, please, please don’t drive drunk – ever! There are services out there that will help you get home safe and let others get home safe too. If you’d like more information, please contact MADD (Mothers Against Drunk Driving) and if you have a problem with alcohol or a loved-one does, please contact Alcoholics Anonymous (AA). By the way, what puts this case over-the-top for me, this drunk driver didn’t have car insurance. So not only did he injure them physically, now they are injured financially. If you or anyone ever needs to speak with an attorney about insurance or an accident, please contact us, The Nashville Law Firm or at 615-844-4034.